Monday, June 10, 2013

Facing Adversities

We face problems every day. Mostly minor and some major ones.
Rule #1 - DO NOT complain to God!! This is a big no-no.
Instead ask "Lord, what do you want me to learn from this serious adversity?"

It's not easy.  When the adversity shows up via words from a person or an event on the road or at work, - immediately shut your mouth and if needed, grind your teeth and breath & exhale deeply while  counting from one to ten.  

Then turn over the problem to the  Lord, then move on. This will change your life and you will be at peace, happier, healthier and will live longer!

All the best & God bless.







Sunday, June 9, 2013

Cash flow vs. Capital Gains

Profits from buying low and selling high is capital gains. You are not an investor. You are a gambler. 

If  the stocks you purchased did not go up after a certain amount of time, for one reason or another, you are caught holding the bag. If you used borrowed funds, you are in trouble!

If you purchase an old house, renovate it, sell it and made a profit, it is capital gains.  However, if the the demand for houses dropped, - you are again caught holding the bag.  

Why not go for positive cash flow.

Check the demand for rental houses in a particular location. Buy a house at the right price and of the right physical condition. Rent it out and ensure that you have a positive cash inflow per month.

If you are successful with the first house, plan to invest in additional houses. 
- -----------      --------------       ---------------       ---------------
Feel free to contact me for more more details. Note: I am not a realtor.





Stay Healthy.

Staying Healthy -
Physically,  Financially & Spiritually.
We need all three. It's a tripod. One cannot stand without the other two.
Focusing on financial advancement only without regard to the other two  aspects will result
in failure.

Stop for a moment and look back at your own life, so far.  Even if you are just 20 years old,
Think about it Now! What you do starting today will affect your tomorrows.

Send me an email if you want to talk about it.  We are all busy, I know you will not read
what I write. All the best and God bless..

Manny
mbermas88@gmail.com